At Magnolia City Detox, we can help you safely undergo drug and alcohol detox and get you on the right path to find recovery. Unfortunately, one of the biggest barriers to entering treatment is the high costs associated with it.
Fortunately, there’s insurance and other help to cover the costs. If you are struggling with a substance use disorder and are worried about financing your recovery, there are multiple resources available to help you.
Those struggling with addiction should have the right to quality treatment and programming to anyone who needs it. At our detox, we’re committed to helping anyone struggling with addiction. Financial stress can exacerbate the effects of addiction.
So, how much does detox cost and what can you do about it? Here’s what you need to know.
The first thing you need to know is that there’s no one-size fits all approach when it comes to rehab costs. The price will vary depending on where you go, what kind of program you choose, and how long you stay. However, if you want to get an idea of what you can expect to pay for your rehab, here are some general guidelines:
If you have insurance, then you’ll likely only need to cover the deductible amount (which varies by plan) before your insurance kicks in. Your insurer may also require a copay or out-of-pocket maximum, which means you won’t be required to pay anything more than that amount.
If you don’t have insurance, you’ll be responsible for paying for covered services. Of course, you’ll also need to budget for any uncovered expenses, such as food, lodging, transportation, etc.
You might also consider asking your family members to help you out financially. If they’ve been through similar experiences, they can often offer valuable insights into what you should expect from your treatment experience.
Insurance coverage varies from state to state, but most health plans cover substance abuse treatment. However, not all insurers cover the same services. Check with your provider to find out which services are covered by your policy or fill our our insurance verification form to see what your insurance will cover at our facility.
Most insurers cover about 50% of the costs of drug rehabilitation. Many cover more of the cost. Some may only require that you pay the deductible on your plan.
Call Magnolia City Detox for a free cost consultation. We’ll help you determine the best strategy for getting costs met, so you don’t have to suffer financially the way you have with addiction. We are here to help you.
Drug addiction is expensive. It not only impacts your health but also your finances. In fact, according to the National Institute on Drug Abuse, over $193 billion was spent on illicit drugs in 2007 alone. That’s why it’s so important to find the best way possible to treat your drug use disorder.
Costs are determined based on location, staff qualifications, the type of program you enter into, how long you stay in treatment, what services you are offered, amenities offered to you, and more factors.
Here are some things you should keep in mind when choosing a drug rehabilitation facility:
It’s important to pick a location that’s convenient for both you and your loved ones. This includes being close to home, work, friends, etc. Also, look for programs near public transit stops to reduce travel times.
It’s crucial to make sure that your counselors and therapists have the right training and qualifications. Ask them about their education background, certifications, and professional affiliations.
There are many different types of drug rehab programs available. Some are short term while others are longer term. Look for a program that matches your needs.
Some facilities offer shorter stays while others offer extended stays. Choose based on the length of time you feel comfortable staying at the facility.
Look for a facility that offers everything you need. For example, do they provide counseling, group therapy, individual therapy, medication management, case management, aftercare support, etc.?
Do they offer free Wi-Fi, laundry service, gym access, parking, etc.?
Do they offer healthy meals, snacks, and drinks? Are there vending machines nearby? What kind of dining options are available?
Are you allowed to bring pets? How long will you be staying? Do they allow smoking inside?
Is there financial assistance available? Will you be required to pay anything upfront? Can you get government grants?
Will you receive any follow up care once you leave? Is there an aftercare plan?
Does the facility accept insurance? Do they require a minimum stay? Do they offer discounts if you enroll early?
If you can speak to former patients who’ve been through the program, ask them about their experience. You may even want to call previous clients directly to see what they had to say about the program.
The good news is that there are several ways to finance your recovery. The bad news is that some of these methods aren’t always covered by insurance companies.
One option is to use a private loan. These loans usually come with high-interest rates (up to 30%) and monthly payments. They also often require collateral, such as your car or home.
Another option is to apply for a grant or scholarship. Grants are typically awarded based on your income level, while scholarships are given without regard to your finances. Both types of funding are limited, however, and may not cover the entire cost of treatment.
Another option is to seek out public financing. There are many different programs designed to provide tax credits and subsidies for those seeking treatment. In fact, some states will give you money back when you go into treatment.
Finally, you could try to work with your employer to get benefits paid for. This might mean asking your employer to contribute towards your treatment expenses. It’s worth checking with your human resources department to learn more about this process.
In addition to paying for your own treatment, you’ll likely need to pay for transportation, housing, food, clothing, and any medications you take.
When it comes to preparing yourself for your treatment, you’ll need to make sure you have the following items ready:
Detox can be costly, depending on which route you take, but your health is priceless. At Magnolia City Detox, we want to help as many people as we can. We work with you one-on-one to determine the best route to take financially and guide you through the process.
If you would like to learn more about how to pay for your detox program, contact us today. We work with most national insurance providers and can help you set up the most sustainable payment method for treatment. It can be challenging to take the first step in recovery. Financial strain can be a huge barrier to treatment. Fortunately, we can help you navigate the costs. Fill out our contact form below or call us today.