HUMANA DRUG REHAB INSURANCE

Roughly 1 in 10 people suffering from a substance use disorder get the addiction treatment they need. There are many reasons why those suffering don’t seek treatment. Unfortunately, one of those reasons is cost/affordability.

If you are someone who is in need of detox treatment in Texas or if you are looking for inpatient treatment, but you don’t think you can afford it, the good news is if you have medical insurance, such as Humana, you may be able to get treatment for your substance abuse or addiction issues at little to no cost to you.

At Magnolia City Detox, we know that the only thing you should be worried about is getting the help you need and not how you are going to pay for it. That’s why we work with a variety of private medical insurance companies so that everyone that comes to our facility can get the treatment they need at a price they can afford.

Keep reading to learn more about your Humana insurance plan as it pertains to drug and alcohol rehab and get the answer to the question, “Does Humana cover rehab?”

Humana is one of the largest health insurance providers in the United States serving over 13 million people nationwide. Humana offers a wide variety of insurance plans including:

  • Individual and family plans
  • Group plans for employers and companies
  • Medicare
  • Medicaid
humana insurance

Based on your Humana insurance plan and the treatment that you need, you might be able to enter into a substance abuse treatment program at little to no cost to you. If you have questions about your insurance plan or want to know what is and isn’t covered before starting treatment, you can reach out to your insurance representative or you can get in contact with us at Magnolia Detox. We will take a look at your Humana insurance plan and let you know if there will be any out-of-pocket expenses that you will be responsible for before you start your detox treatment with us.

What Does Humana Insurance Cover?

While Humana is no longer participating in state insurance exchanges as part of the Affordable Care Act, they still offer coverage for a wide variety of mental health and addiction services, including detox.

At Magnolia City Detox, we provide detox services for a variety of substances of abuse, many of which may be covered under your Humana insurance plan.

does humana cover rehab

We provide detox services for the following substances of abuse:

Does Humana Cover Detox?

Detox is the crucial first step in the recovery process. Detoxing is done to rid the body of all the harmful substances that are in it so that the brain and body can begin to heal. Without first going through detox, you can’t begin the addiction recovery process.

Detoxing can be dangerous when not done properly under the care and supervision of trained medical professionals. In many cases, detoxing comes with extreme and unpleasant withdrawal symptoms, and attempting to self-detox can increase the risk of a relapse while also being life-threatening.

This is why it is recommended that the detox process be done at either a local medical facility, a treatment center that also offers detox services, or a dedicated detox center such as Magnolia City Detox in Texas.

Humana knows the importance that detox has in the overall recovery process. That’s why detox is typically covered in most Humana insurance plans. In fact, most Humana insurance plans cover both inpatient and outpatient detox.

Depending on your Humana plan, you might even be able to undergo detox treatment at little to no out-of-pocket expense. If you are curious about what your Humana insurance plan does and does not cover when it comes to detox, you can reach out to your insurance representative or you can contact us via our free insurance verification page. We will look at your plan and see what it covers and then go over any out-of-pocket expenses you might incur before you start detox treatment.

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What Treatment Programs Does Humana Cover?

Once detox has been completed, the next step is to enter into a treatment program for your addiction. While we only offer detox services at Magnolia City Detox, once you have successfully completed detox, we will work with you to place you into a treatment program that best fits your needs.

We will also do our best to place you in a facility that is in-network with Humana since your Humana insurance plan may cover some if not all of your treatment. Humana insurance plans typically cover both inpatient and outpatient treatment.

Inpatient treatment is one of the safest and most effective treatment methods for both substance abuse and mental health issues. With inpatient treatment, you live at the facility for the duration of your treatment. By living at the facility, you are free of any and all temptations and distractions, allowing you to focus 100% of your time and energy on your treatment and getting sober.

Not everyone that needs treatment either requires inpatient treatment or is able to put their life on hold to enter into an inpatient program. For those looking for an alternative to inpatient treatment, outpatient treatment can be a great option.

With outpatient treatment, you go to the facility during the day for your various therapy sessions and then you go home when you are done. While the therapy sessions are the same with inpatient and outpatient treatment, since you aren’t living at the facility you might not have access to some of the additional services that those in inpatient treatment get.

Regardless of the treatment option you choose, your Humana insurance plan may cover some, if not all of your treatment. Since outpatient treatment is typically cheaper since you aren’t living at the facility, you might get more of your treatment covered if you enter into outpatient treatment over inpatient treatment.

What Else Does Humana Cover?

Everyone responds to treatment differently and has different, unique requirements as part of their treatment. That’s why treatment plans are custom-created and not “one-size-fits-all.” Humana understands the importance of not just standard substance abuse treatment, but also the other services involved in treatment for both substance abuse and mental health issues. That’s why most Humana insurance plans also cover the following mental health and addiction treatment services:

  • Suboxone treatment
  • Methadone treatment
  • Group therapy
  • Individual counseling
  • Family therapy
  • Cognitive-behavioral Therapy
  • Dialectical Behavioral Therapy
  • Acceptance and Commitment Therapy
  • Relapse Prevention
  • Medication management

What Can I Expect When Using My Humana Insurance For Rehab?

If you are looking to use your Humana insurance plan to help cover the cost of addiction and mental health treatment, there are certain rules and procedures that you will need to follow before starting treatment.

In the state of Texas specifically, Humana requires pre-authorization before it will sign off on any sort of coverage for substance abuse or mental health treatment including:

  • Outpatient treatment
  • Inpatient treatment
  • Inpatient detox
  • Routine outpatient services

In some cases, you may also need a referral from a primary care physician or treatment professional. To access the pre-authorization forms needed or to find out the process that you need to follow in order to begin addiction treatment, you can visit the Humana website or reach out to your insurance representative.

Is Humana Considered In-Network?

Many Humana insurance plans require you to go to one of their in-network facilities in order to receive treatment that is covered under your Humana insurance plan.

If you are in search of a detox facility in Texas that is considered in-network and takes Humana insurance then look no further than Magnolia City Detox. Since we proudly work with Humana, you can come to our facility for detox treatment at little to no out-of-pocket expense. Even if your insurance plan does not cover your detox treatment in full, you will receive greater coverage with us than at an out-of-network facility.

Should you be responsible for any out-of-pocket expenses, we will let you know how much you are responsible for paying before starting treatment. Should you need assistance, we will also work with you when it comes to paying those out-of-pocket expenses.

Does Humana Cover Rehab?

At Magnolia City Detox, we believe that your #1 priority should be getting the treatment that you need, not how much it will cost. We are proud to work with Humana as an in-network provider. This means that with your Humana insurance policy you can come to our facility and your detox treatment will be covered at little to no expense to you.

Should you have any questions about what your Humana insurance plan does and does not cover before starting treatment, you can reach out to your insurance representative or you can contact us. We will go over your policy and see what is and isn’t covered. Should you be responsible for any expenses, we will let you know about those expenses before you begin treatment.

Dr. Olaniyi O. Osuntokun


Dr. Olaniyi O. Osuntokun is a Neurology & Psychiatry Specialist based in Conroe, Texas, and Lafayette, Indiana. He has extensive experience in treating Individuals with substance use disorders and addiction. He earned his medical degree from University of Ibadan College of Medicine and has been in practice for more than 20 years.

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